A Systematic Investment Plan (SIP) calculator is a simple financial tool that helps you estimate the future value of your investments made through a SIP. A SIP involves investing a fixed amount of money at regular intervals, such as monthly, into a mutual fund or other investment.

How It Works

The calculator uses a compound interest formula to show you how your small, regular investments can grow into a large sum over time. You simply input three key details:

1. Monthly Investment : The fixed amount you plan to invest each month (e.g., ₹5,000).
2. Expected Return Rate: The average annual return you anticipate from your investment (e.g., 12%).
3. Time Period: The total number of years you plan to continue the SIP.

Based on these inputs, the calculator provides an estimated future value of your investment. It helps you visualize the power of compounding and consistent saving, making it easier to plan for long-term financial goals like retirement, a child’s education, or buying a home.